Compare all cards
Choose the credit card that suits your needs the best:
- the BT Flying Blue Classic Card
- the BT Flying Blue Premium Card
The BT Flying Blue Card is a tailor-made credit card recognized worldwide.
Compare the benefits of all cards:
| Card Benefits | BT Flying Blue Classic Card | BT Flying Blue Premium Card |
|---|---|---|
|
Bonus Miles at first purchase transaction |
1,000 Miles |
2,000 Miles |
|
Miles for purchases: - with AIR FRANCE, KLM or TAROM - in Romania - abroad |
1.5 Miles per 5 lei spent 1 Mile per 5 lei spent 1.3 Miles per 5 lei spent |
2 Miles per 5 lei spent 1.3 Miles per 5 lei spent 1.5 Miles per 5 lei spent |
|
Bonus Miles and Award Miles for additional cards are credited into the main cardholder's Flying Blue account |
YES | YES |
|
Card transactions extend the validity of your Award Miles |
YES | YES |
|
Free instalments at shops in Banca Transilvania's Star programme and for payments of AIR FRANCE, KLM or TAROM products or services |
YES | YES |
|
Free travel insurance for trips abroad |
YES | YES |
|
Access to airport lounges in Bucharest and Cluj-Napoca |
YES | YES |
|
Emergency cash disbursement and card replacement |
NO | YES |
|
CARD FUNCTIONALITY |
||
|
Credit limit |
- up to 25,000 LEI - max. 5 times the value of your monthly eligible income - depending on your income and on a scoring based on your application details |
- up to 50,000 LEI - max. 5 times the value of your monthly eligible income - depending on your income and on a scoring based on your application details |
|
Monthly minimum payment |
10% of the credit used at the end of the previous month |
10% of the credit used at the end of the previous month |
|
Due date for minimum payment |
Before the 25th of each month |
Before the 25th of each month |
|
Grace period of up to 56 days = no interest charge in case of maximum payment before the 25th of the month |
YES | YES |
|
The grace period applies for purchases as well as for cash withdrawals |
YES | YES |
|
MAIN CARD FEES |
||
|
Initial card issue |
50 lei/card |
150 lei/card |
|
Annual card fee - main card - additional card |
50 lei/card 50 lei/card |
200 lei/card 100 lei/card |
|
Purchase transactions fee |
0 lei | 0 lei |
|
Cash withdrawal fee at Banca Transilvania's ATMs/POSs |
1.75%, with a minimum of 2.5 lei |
1.75%, with a minimum of 2.5 lei |
|
Cash withdrawal fee at other banks in Romania |
2% + 2.5 lei |
2% + 2.5 lei |
|
Cash withdrawal abroad |
2.5% + 2.5 lei |
2.5% + 2.5 lei |
|
Annual interest rate |
24%/year |
24%/year |
|
Currency exchange |
2% | 2% |